Jitta Review Thailand 2025 — AI Stock Analysis App
Jitta is a Bangkok-based fintech that uses AI to analyse stocks for quality and fair value. It offers both a stock analysis tool (Jitta.com) and a managed investment fund (Jitta Wealth). Here’s our review of both.
What Is Jitta?
Jitta has two distinct products: Jitta.com — a stock screening and analysis platform using proprietary AI scores, and Jitta Wealth — a regulated mutual fund that invests based on the Jitta methodology. Both are available to Thai investors.
Jitta Score — The Core Product
The Jitta Score rates stocks from 0–10 based on financial quality (earnings consistency, ROE, debt levels, cash flow) and fair value (whether the stock is cheap or expensive relative to intrinsic value). A score above 7 generally indicates a fundamentally strong company; a price below Jitta’s “Jitta Line” suggests the stock may be undervalued.
Jitta covers stocks from 30+ global markets including the SET (Thailand), US, Japan, Hong Kong, and European exchanges.
Jitta Wealth — The Managed Fund
| Feature | Details |
|---|---|
| Minimum Investment | 1,000 THB |
| Annual Fee | 1.05% (Jitta Global) / 1.5% (Jitta Factor) |
| Regulation | SEC Thailand |
| Investment Universe | Global stocks selected by Jitta AI |
| Rebalancing | Quarterly, automated |
Jitta Wealth is a licensed Thai mutual fund — SEC regulated, with client funds held by a custodian bank. The fund invests in globally diversified high-Jitta-Score stocks, rebalancing quarterly. It is not a robo-advisor in the traditional sense but rather a systematic rules-based fund.
Jitta.com Pricing
- Free — basic Jitta Score for limited stocks
- Jitta Plus (590 THB/month) — full scores for all covered markets, portfolio tracker, screening tools
- Jitta All-Access — higher tier with additional features
Pros and Cons
| Pros | Cons |
|---|---|
| ✅ Thai-built, SEC licensed | ❌ Jitta.com subscription required for full access |
| ✅ AI scores easy to understand | ❌ Fund fees higher than passive ETFs |
| ✅ Global stock coverage | ❌ Limited performance track record vs benchmarks |
| ✅ 1,000 THB minimum | ❌ Not suitable for short-term traders |
Verdict
Jitta is best suited for Thai investors who want a systematic, AI-assisted approach to long-term global equity investing and are willing to pay slightly above passive ETF fees for the Jitta methodology. For pure passive investing at the lowest cost, Vanguard ETFs via Interactive Brokers remain cheaper. For Thai mutual funds and robo-advisory, Finnomena offers more flexibility.
⚠️ Risk Warning: Investment values can fall. Past performance is not a guarantee. Last updated: March 2025.